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Partnership Program

Reference

Danareksa refers to the provisions, rules and regulations in force regarding the implementation of the Partnership and Community Development Program (PKBL) in 2018 referring to the following provisions:

  1. BUMN Ministerial Regulation No. PER-09 / MBU / 07/2015 dated July 3, 2015
  2. BUMN Ministerial Regulation no PER-03 / MBU / 12/2016 dated December 16, 2016
  3. BUMN Ministerial Regulation no PER-02 / MBU / 7/2017 dated July 5, 2017

Policy

The Partnership Program is intended for Small Businesses that are not yet bankable, to be independent and able to compete in their industry. Danareksa provides low-interest loans and trainings to improve the capabilities of fostered partners. In carrying out the activities of the Partnership Program, Danareksa collaborates with LPPM Universitas Brawijaya Malang.
The Community Development Program in Danareksa is guided by the activities that have been determined by the Shareholders as stipulated above. Danareksa collaborates with various institutions for the implementation of its programs.

Managerial Structure

Persero has established a Special Function that handles the Partnership Program and Community Development Program ("PKBL") under the Corporate Secretary Division located at PT Danareksa (Persero) and is responsible to the Board of Directors.

Partnership Program (PK)

Loans must be disbursed very carefully with certainty in return installments. The PKBL unit applies the scoring method in screening and determining potential fostered partners.
The fostered partners who obtained loans are spread across Malang, Blitar, Pasuruan, Gresik, Baru, Tulungagung. For efficiency, most of the loans are concentrated in the Malang area.